(720) 440-9862 / snagel@nrercorp.com

Meet Jody Amend

Associate Lender

Licensed in Colorado


I have twenty-two years of Mortgage Lending experience.  For the past six years I have been with Universal Lending and was previously a Broker/Branch Manager with First Mortgage Group for sixteen years. Universal Lending underwrites and funds all of our loans here in Denver.  Universal has been a top lender in Colorado for 32 years!

Shopping for a mortgage is not just about finding the lowest interest rate and closing costs.  I am available when my clients have concerns and questions throughout the loan process.  I will analyze the big picture to determine your short and long term goals to find a mortgage product that best suits your personal needs.

I am a Colorado native and enjoy everything our beautiful state has to offer. I love to cycle, hike, snowboard, backpack and camp.  I also enjoy photography and cooking.  I am married to a Littleton Firefighter and have three children.

Loan Products

  • FHA / VA / Conventional/Jumbo
  • CHFA (Including 3% down, no MI)
  • USDA
  • First Time Homebuyer down payment assistance
  • 203K Loans FHA home renovation (purchase and refinance)
  • Home-Style Home renovation (purchase & refinance)
  • Conventional financing with lower MI, Primary, secondary and investment properties
  • Home-Ready Low down payment and lower interest rate for first time homebuyers.
  • Mortgage Credit Certificate
  • Performance Guarantee (loan approval and earnest money guarantees up to $10,000)
  • Manufactured and Modular Home Programs


Helping people throughout Colorado realize the dream of home ownership. Offering an honest, well communicated, knowledge based lending experience.

I look forward to helping you meet your goal of homeownership!